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You can upgrade to the next-generation iPhone after only 12 months of payment when you do so, you're essentially renewing your 24-month hardware contract with Apple (and Citizens). When you sign up, you're contracted with Apple (and its loan partner, Citizen One) for 24 months (two years). The deductible for a lost or stolen iPhone ranges from $199 to $269, depending on which model iPhone you're replacing. You can opt to upgrade your AppleCare+ coverage to include theft or loss for an additional $4.71 per month. Normally, AppleCare+ costs $199 for two years when you purchase your device with the iPhone Upgrade Program, you get AppleCare+ as part of your monthly fee.
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Now, when I say "coverage," that really just means "option to pay $100 for a new iPhone after you drown your old one or $29 for a cracked screen." It's not a cheap repair-but it's much cheaper than if you broke your screen sans AppleCare+ (Take it from someone who only had to pony up $99 after drowning her husband's brand new iPhone 7 Plus). Oooh, AppleCare+ too? What does that cover and cost?ĪppleCare+ is the company's enhanced version of their popular AppleCare support service: It covers all the awesome telephone support and software advice that a regular AppleCare subscription does and tacks on coverage for two accidental damage incidents. So far, no other countries appear to have an iPhone Upgrade Program at this time (Sorry, Canada). Not any more! Apple has opened the iPhone Upgrade Program up to the UK and China as well. If it's an older iPhone model you want, Apple is currently only offering a trade-in program. You can only sign up for the iPhone Upgrade Program if you want to purchase the most recent iPhone models, so you'll always be able to get the best iPhone available. It also gets more people to buy iPhones every year, which is always a good thing for Apple, and to buy them through the Apple Store or online Apple Store. In part, it frees users from having to be locked to a single carrier for two years: When you sign up for the Upgrade Program, you choose your new carrier (or continue with your current carrier plan) if, after twelve months, you dislike the plan, you can leave it and switch to a different carrier without the hassle of getting out of a carrier-specific two-year plan. Wait, why does it make sense that Apple would get into this game?
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For more information on the different options and ways to buy your iPhone in the U.S., check out our buyer's guide.